Deposit Products

Plus One Universal Savings

• Minimum opening balance of N1,000
• Account holders can save and withdraw from the account at anytime
• Minimum account balance of N500
• Deposit attracts competitive interest rate per annum,
• Forfeiture of interest if withdrawals are more than thrice in a month

Plus One Target Savings

• Designed to meet targeted financial needs during special occasions or travels
• Minimum opening balance of N1,000
• Interest rate is above the Plus One Universal Savings Account rate
• No withdrawal from account until after 3 months, to qualify for loan
• You can borrow up to three (3) times the amount saved and balance on account
• Repayment spreads after 3-6 months

Fixed Deposits

• Placement of funds for specific tenor
• Various maturities, namely: strict-call, 30-days, 60-days or 90-day  
• The rates for different maturities are very attractive and negotiable.
• Minimum deposit of N100,000
• Deposit can be used as collateral for loan

Current Account

• This a cheque clearing account
• Minimum opening balance of N3,000 for individual and N5,000 for SMEs
• Account holder qualifies for overdrafts or loans